Akanksha Housing Scheme

The State Government of West Bengal has launched the Akanksha Housing Scheme to provide concessional housing to the state government employee. The Akanksha housing scheme provides land free of cost for the purpose of construction of flats to the government employees. In this article, we look for the procedure for applying under Akanksha Housing Scheme in detail.

Eligibility Criteria

All serving state government employees in West Bengal who do not have their own housing under the West Bengal housing department can apply under Akanksha Housing scheme.

Documents Required

The following documents are required to be produced at the time of applying for the scheme:

Voter Identity Card of the applicant.
Demand draft.
Aadhar card.
Proof of residence.

Flats Eligibility

The following categories of flats, eligible grade-pay, rate are listed out under this scheme

Category	Eligible grade-pay	Build up area in Sq. Ft.	Rate per square feet
Elegant	Rs.8900 & above.	1434 Sq. Ft (3BHK)	Rs. 3100/- per Sq. ft.
Premium	Between Rs.7601 to Rs.8899.	1273 Sq. Ft (3BHK)	Rs. 3100/- per Sq. ft.
Classic	Between Rs.4801 to 7600.	924Sq. Ft (2BHK)	Rs. 3100/- per Sq. ft.
Economy	Between Rs.2901 to 4800.	710 Sq. Ft (2BHK)	Rs. 2200/- per Sq. ft.
Standard	Rs.2900	464 Sq. Ft (1BHK)	Rs. 2200/-per Sq. ft

Payment Schedule

The applicant has to make payment on instalment by following the chart listed below

Installment No.	Amount payable	Time of payment
Application money	Rs.25,000.	At the time of submitting the application.
Allotment Money	40% of tentative total price including application money.	Within 45 days of the allotment order.
1st Installment	20% of the tentative total price.	Within 30 days of completion of 6th floor slab.
2st Installment	30% of the tentative total price.	Within 30 days of completion of 9th floor slab.
3rd Installment	10% of the tentative total price.	Within 30 days of completion of entire building.
4th Installment	Residual amount of final price.	Before taking possession.

Payment Schedule for Economy and Standard Flats

The applicant has to make payment on instalment by following the chart listed below:

Installment No.	Amount payable	Time of payment
Application money	Rs.25,000 of total price.	At the time of submitting application.
Allotment Money	20% of tentative total price including application money.	Within 30 days of the allotment order.
Final allotment	Residual amount of final price.	Before taking possession.