Assam Kalpataru Scheme

The Government of Assam has initiated an employment generating scheme entitled “Kalpataru” to provide financial relief to the unemployed graduates of the state. Under the Kalpataru scheme, the Government will grant monthly financial assistance to support for self-employment in agriculture, industry and service sectors. It also promotes entrepreneurship and enhances self-employment opportunities, specifically in rural areas. Let us look in detail about the Assam Kalpataru Scheme in this article. To know about Mukhyamantri Palanhar Yojana

Objective of the Scheme

The primary objective of the Assam Kalpataru Scheme is to create sustainable employment for poor people by empowering their entrepreneurial capabilities and technical skill through the package of support services. Under this scheme, the Assam Government provides subsidized financial help to the young citizens of the state and inspire them to enhance their skills. The assistance amount is granted to the educated unemployed youth for starting their own enterprises.

Benefits of the Scheme

Below are the important benefits of the scheme explained as follows:

The Scheme was confined to the people belonging to the Below Poverty Line (BPL) and the cost of the scheme was fixed between INR 7,000 to INR 25,000 with 20% beneficiary contribution.
Under this scheme, the Assam Government will provide monthly financial assistance to support the jobless youths through self-employment and to induce them above the poverty line.
The amount of financial aid will be directly transferred to the beneficiary’s bank account.

Eligibility Criteria

In general, to apply for Assam Kalpataru Scheme the applicants must meet the below-given criteria:

Applicant’s age limit to be 18 to 35 years will be eligible for Assam Kalpataru Scheme
Applicant should be the resident of Assam.
Applicant must be jobless and registered as job-seeker.
Applicant should have enrolled in an employment bank.
It is required for the applicant to pass a graduate.
The annual income of the applicant's family must be less than INR 3 lakhs to apply for the scheme.

Documents Required

The requested documents to be furnished along with the application form are as follows:

Domicile Certificate
Photographs of the applicant (scanned copy)
Signature Photographs of the applicant (scanned copy)
Proof of higher secondary mark sheet and degree certificate
Other educational documents like Inter/ITI/Diploma, etc. (if any)
Identity Proof: PANCard, Aadhar, Driving License, Voter Identity Card, etc.
Address Proof: Legal Passport, Aadhar, Utility bill, Property tax bill, etc.
Family income certificate
Applicant must have already registered in an employment bank.
Bank account details (copy of bank passbook).
The applicant should not be a defaulter in the records of any bank.
If the applicants have any work experience, then the certificates proving the same are necessary.
Any other documents (if required)

Note: The fake documents or any discrepancy in the documents will lead to the rejection of the application. Therefore, the applicants are advised to provide the original certificates/records while applying for the scheme.

Nature of Assistance

The assistance amount is granted on the basis of three components that are tabulated below:

Components	Assistance Amount	Beneficiary Contribution	Target Area
Kalpataru Component I:	The maximum assistance amount granted will be Rs. 7,000	Nil	Small enterprises like Poultry, Piggery, Rickshaw, Pan shop, Tailoring, Silk Worm Rearing, Saloon, etc.
Kalpataru Component II :	The minimum assistance amount granted will be between Rs. 7,000 to Rs. 40,000	20% (or less if the bank loan is more)	The scheme usually was taken up by the Assam Khadi Village Industries Board and the Rural Employment Guarantee Programme or as implemented by any other P & D Department as per the norms.
Kalpataru Component III	The maximum assistance amount granted will be between Rs. 40,000 to Rs. 75,000	20% (or less if the bank loan is more)	All medium type of micro-enterprise that are usually financed and supported by the Industry and Commerce Department.