Deendayal Antyodaya Yojana

Deendayal Antyodaya Yojana has been launched to uplift the urban poor folks by providing sustainable livelihood opportunities through skill development. The scheme is the integration of the National Urban Livelihoods Mission and National Rural Livelihoods Mission. National Urban Livelihoods Mission (NULM) is renamed as Deen Dayal Antyodaya Yojana-(DAY-NULM). Deen Dayal Antyodaya Yojana was introduced under the Ministry of Housing and Urban Poverty Alleviation (HUPA). In this article, we will look at the Deendayal Antyodaya Yojana - National Urban Livelihoods Mission in detail. Know more about the Aajeevika Grameen Express Yojana (AGEY)

Mission of DAY-NULM

To reduce vulnerability and poverty of the urban poor households by enabling to access gainful self-employment and skilled wage employment opportunities, resulting in a considerable improvement in their livelihoods on a sustainable basis, through building strong grassroots level.
The NULM would also aim to provide the shelter equipped with essential services to the urban homeless in a phased manner.
The Deendayal Antyodaya Yojana also address the livelihood concern of the urban street vendors by facilitating with suitable space, institutional credits, and social security and skills to the urban street vendor for accessing the emerging market opportunities.

Component of DAY - NULM

The scheme has two components one for urban India and other for rural India.

The Urban scheme named as Deen Dayal Antyodaya Yojana is implemented by the Ministry of Housing and Urban Poverty Alleviation.
The Ministry of Rural Development implements the rural component named as Deen Dayal Upadhyaya Grameen Kaushalya Yojana.

Highlights of the Deendayal Antyodaya Yojana

The highlights of the Deendayal Antyodaya Yojana is explained in detail below:

Social Mobilization and Institution Development
Capacity Building and Training (CBT)
Employment through Skills Training and Placement (ESTP)
Self-Employment Programme (SEP)

Social Mobilization and Institution Development

The mobilisation of the poor urban household to form the institutions is a vital investment for an effective and sustainable poverty reduction programme. DAY-NULM envisages universal social mobilisation of urban poor into Self-Help Groups (SHGs) and their federations. At least one member from each poor urban household, preferably a woman, will be brought under the Self-Help Group (SHG) network in a time-bound manner. These SHG will serve as a support system for the poor, to meet the financial and social needs. Typically, the women SHGs will be formed. However, male SHGs of disabled persons will be allowed to be formed. Revolving Fund Support to SHGs DAY- NULM envisages that Thrift and Credit (T&C), functional literacy and essential skills training would be the principal trinity of activities of SHGs. Revolving Fund support of Rs.10,000/- per SHG will be provided with more than seventy percent urban poor members. Revolving Fund support of Rs.50,000 will be available to a registered Area Level Federation (ALF) to sustain their activities.

Capacity Building and Training

The primary objective of the Capacity Building and Training is to transform the role of the Ministry of Housing and Urban Affairs and State Agencies in charge of urban poverty alleviation into providers of high-quality technical assistance in the fields of urban livelihoods promotion and urban poverty alleviation

Employment through Skills Training and Placement (ESTP)

The DAY-NULM is focused on assisting in the development and upgrading of the skills of the urban poor to enhance the capacity for self-employment and salaried employment.
ESTP intends to provide training to the urban poor as per the skill demand from the market
Skill training will be linked to the accreditation and certification and preferably will be undertaken on the Public-Private-Partnership (PPP) mode
The cost per beneficiary will not exceed Rs.15,000 (Rs.18,000 for North-Eastern and the Special Category States)

Self-Employment Programme (SEP)

It will focus on financial assistance to groups or individuals of urban poor for setting up gainful self-employment ventures, micro-enterprises, suited to the skills, training, aptitude and local conditions.
The under-employed and unemployed urban citizen will be encouraged to set up small enterprises relating to, servicing, manufacturing and petty business for which there is considerable local demand.
The project cost ceiling will be two lakhs for individual enterprises and Rs. 10 Lakh for group enterprises.
Individual and groups may be provided with a loan from the banks, and the SHGs preferably recommend the application for such loans.

Self-Help Group - Bank Linkage

Interest Subsidy over and above seven per cent rate of interest will apply to all SHGs accessing bank loan.
An additional three per cent interest subvention will be provided to all women SHGs who repay the loan in time in all the cities.
The interest subvention will be subjected to timely repayment by the beneficiaries. The certification from banks will be obtained in this regard.
The difference between seven per cent or four per cent and the prevailing rate of interest will be provided to banks under DAY-NULM.

Credit Card for Enterprise Development

Under this programme, efforts will be made to cover beneficiaries with credit cards for working capital and other purposes

Technology, Marketing and Other Support

States/cities may also provide Technology, marketing, consultancy and other support to beneficiaries in setting up micro-enterprises, concerning input procurement, production, packaging, branding, marketing.

Support to Urban Street Vendors

This component aims at providing skill development of street vendors, credit enablement, support micro-enterprise development and pro-vending urban planning along with supporting social security options for vulnerable groups such as women, SC/ST and minorities. Up to 5 per cent of the total DAY-NULM budget will be spent on this component.

Pro-bending urban planning

Under DAY-NULM, states and cities will conduct the periodic socio-economic survey of street vendors, register street vendors and will issue the identity cards for street vendors.
A database of street vendors will be developed and maintained at each city.
This will enable States and ULBs to prepare pro-vending urban planning and provide space for street vending
Skill Development and Micro-Enterprise Development support for Street Vendors
Under DAY-NULM, EWS street vendors in urban areas can access skill training under the ESTP component of DAY-NULM and micro-enterprise development support under the SEP component of DAY-NULM.

Credit-Enablement of Street Vendors

Street Vendors are encouraged to access essential banking service. Individual beneficiaries with Credit Cards to enable street vendors to get working capital and other purposes.

Scheme of Shelter for Urban Homeless (SUH)

The primary objective of the Scheme of Shelter for Urban Homeless (SUH) is to give shelter and all other essential services to the poorest of the poor segments of urban societies. The basic common facilities such as water, sanitation, electricity, kitchen, common recreation space will be provided at the shelters for dignified human living. Also, linkage with PHC, Anganwadi, childcare facilities and another social assistance programme, etc. may be ensured.

Funding Pattern for SUH6

The government of India would fund 60 per cent of the cost of construction of the shelters, and 40 per cent would be the State contribution.

ESTP Application Registration Procedure

The procedure for registering the ESTP is explained in detail below: Access the home page of the Ministry of Housing and Urban Affairs, Government of India. From the main menu, Click on Citizen App and then select the ESTP Application registration option.

Image 1 Deendayal Antyodaya Yojana- National Urban Livelihoods Mission The page will redirect to the new page, enter the mobile number and click on generate OTP.

Image 2 Deendayal Antyodaya Yojana- National Urban Livelihoods Mission An OTP will be sent to the mobile number, provide the OTP in the space provided. By clicking on submitting option, the application form for ESTP will be displayed. Provide all details in the application form, and by clicking on submit option, the application will be verified.