Delhi Encumbrance Certificate

Delhi encumbrance certificate is one of the important legal document needed at the time of buying the property. Encumbrance certificate declares that there are no dues on the property, and the title of the property is clear and marketable without any obligations. Encumbrance certificate contains details of all transactions done on the specific property. In India (Delhi), the Department of Registration issues encumbrance certificate. In this article, we look at the procedure for obtaining the Delhi encumbrance certificate in detail. To know about Delhi property registration click here

Purpose for Encumbrance Certificate

The following are some of the circumstances when an encumbrance certificate is mandatory as below:

The encumbrance certificate is necessary for requesting a home loan from the banks.
The encumbrance certificate is needed to acquire a loan from the respective bank against a property.
The encumbrance certificate is required when one wants to buy or sell a property.
The encumbrance certificate serves as evidence that the property is free from legal liabilities.
The Encumbrance certificate is expected to know about the past transactions of property at the time of purchase of the property.

Details Present in the Certificate

The particular information describing the property will be provided in the encumbrance certificate:

All transactions are relating to the property that has been registered by the Registrar.
All necessary details in the sales deeds will be added in the EC. The Certificate usually concerns a specific period and transactions applicable to that period alone mentioned.
For gifted deeds, details on gift settlement will be notified.
Certain documents, such as testamentary documents and short-term lease deeds, need not be registered as per the law.

Application Charges

The applicant can obtain an encumbrance certificate application form by without reemitting any fee for it.

Documents Required

While applying for encumbrance certificate in Delhi, submit the following documents:

Application Form
Copy of ration card.
Copy of death certificate.
Copy of documentary evidence in original representing ownership of the property in the name of the applicant, i.e. sale deed, GPA etc.
Affidavit of the applicant about the ownership of the property.
Copy of letter/reference of the authority before whom the Certificate is to be submitted.

Offline Application Procedure

The applicant can approach the Sub Divisional Magistrate (SDM) of the concerned area to apply for the surviving member certificate. Step 1: Approach Sub Divisional Magistrate The applicant can contact the Sub Divisional Magistrate (SDM) of the relevant area to apply for the surviving member certificate. Note: Also download or print the application from the official website. The application form for the surviving member certificate is below for quick reference: Step 2: Fill out the application form Fill the application form duly self-attested. Step 3: Submit the form After completing the application, submit it along with the required documents that are to be attested by Gazetted Officer. Step 4: Collect the application number Then collect the application number as the confirmation while submitting your application form.

Concerned Authority

After receiving the application, verification takes place through the Tehsildar. By the report of Tehsildar & documents submitted by the applicant, then the surviving member certificate is issued to the applicant within 21 days from the date of application.