Last updated: December 16th, 2024 5:39 PM

Delhi Self-Employment Loan Scheme

The Government of National Capital Region (NCR) Delhi has invited applications from the unemployed youth of the city towards availing the Self-Employment Loan Scheme. Under this scheme, loans are provided for the youth to purchase commercial vehicles and battery-operated rickshaws. This scheme is offered exclusively for the youth belonging to scheduled castes, minorities, other backward classes and the safai karamcharis to ensure that they are self-employed and financially stable.

Objectives of Delhi Self-Employment loan scheme

• The primary motive of this scheme is to empower socially backward youth and contribute towards supporting their families.
• The scheme aims to provide loans to the unemployed young adults of the city in order to purchase vehicles and earn a regular income.
• It also seeks to provide a higher ratio of employment opportunities to the youth and to enable them to enhance their living standards.
• The Government of Delhi is also providing loans for purchasing commercial vehicles and battery operated E-Rickshaws.
• The scheme is exclusively framed for the individuals belonging to SC/ OBC/ Minority/ Safai Karamchari Community Categories.
• The process of offering loans under this Scheme is accomplished within a time duration of 30 days from the Delhi Scheduled Castes Finance and Development Corporation Limited (DSFDC).
• The application form is also provided free of cost at the respective zonal offices.

Name of the Scheme	Delhi Self Employment Loan Scheme
Implementing Authority	Chief Minister of Delhi
Date of Launch	December 2018
Application Date	Available throughout the year
Mode of application	Only Offline
Objective	To provide self-employment to the unemployed youth of NCR Delhi
Benefit	Secure and Government-regulated scheme
Category	State Government Scheme

Eligibility Criterion

• The age limit for unemployed youth to avail loans under the Delhi Self-Employment Loan Scheme lies between 18 to 45 years.
• The beneficiary should possess a valid commercial license along with a badge stating his/ her name.
• These individuals are required to be permanent residents of Delhi for a minimum of 5 years and must hold a valid Voter ID Card, Ration Card and an Aadhar Card.
• For beneficiaries belonging to the SC/ OBC category, caste certificate issued by Sub-Divisional Magistrate (SDM) is necessary.
• Similarly, for minority category, an affidavit stating the deponent’s community is required.
• As for Safai Karamchari, the certification issued by the Sanitation Superintendent concerning the area is mandatory.
• Finally, the income certificate issued by the SDM is also required to utilize the benefits of Self Employment Loan Scheme.
• In addition to this, the annual income for SC/ OBC category must not exceed INR 3 Lakhs; for minority category, the upper limit is INR 1.2 Lakhs, and for Safai Karamcharis there is no fixed income limit.

Application Procedure

Step 1: To avail the hardcopy of application form kindly contact the offices mentioned below on any working day between 10:00 AM to 03:00 PM.

• Head Office:        Ambedkar Bhawan, Sector 16, Rohini, Delhi.
• Central Zone:     2, Battery Lane, Rajpur Road, Delhi.
• West Zone:       A 33-38, B block, Lal Building, Mongolpuri, Delhi.
• East Zone:        A-block, 1st floor, Bunkar Complex, Deputy Commissioner Office (North East), Near Gagan Cinema, Nand Nagri, Delhi.

Step 2: Fill the form collected from the zonal office completely with the necessary details. Step 3: Attach the required documents mentioned in the Eligibility section accordingly, along with the application form. Step 4: Submit the duly completed application at the same zonal office. For further queries, the applicants are expected to approach their respective above- mentioned zonal offices. Learn about the CM Self-employment Scheme (CMEGP) here!