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ePAN Card - How to Download ePAN card Online? | IndiaFilings

Last updated: December 9th, 2024 5:41 PM

Download ePAN Card – Get ePan from NSDL & UTIITSL

In the digital age, the convenience of accessing important documents online has become a necessity. The e-PAN card, or electronic Permanent Account Number card, is a significant example of this trend, providing individuals with a quick and efficient way to access their PAN card digitally. Whether you're applying for a loan, filing taxes, or performing other financial transactions, having your PAN card readily available online simplifies the process immensely. This guide will walk you through the steps to easily download your ePAN card, ensuring you have this essential document at your fingertips whenever needed.

What is a PAN Card in India?

A Permanent Account Number (PAN) card is a unique, ten-digit alphanumeric identifier issued by the Income Tax Department of India to individuals, businesses, and entities. It plays a crucial role in various financial and legal transactions within the country. Here are some key aspects of a PAN card:

Identification: The PAN card serves as an important identification proof for individuals and entities, ensuring a unique identity for financial purposes.
Tax Purposes: It is primarily used for tracking financial transactions and ensuring compliance with Indian tax regulations. Every taxpayer must have a PAN card, including individuals, companies, and organizations.
Financial Transactions: A PAN card is required for numerous financial activities, such as opening a bank account, filing income tax returns, receiving taxable salary or professional fees, purchasing or selling property, and making investments.
Non-transferable: The PAN remains unchanged throughout the lifetime of the PAN cardholder, regardless of any changes in address or other personal details. It is unique to each individual or entity and cannot be transferred.
Preventing Tax Evasion: The government can track high-value transactions and prevent tax evasion by linking all financial transactions to a unique PAN.

A PAN card is essential for anyone engaging in financial activities in India. It helps maintain transparency and accountability in financial matters and ensures adherence to tax laws.

What is an ePAN Card?

An e-PAN card is the digital version of a physical PAN card, serving as a virtual PAN card that can be used for electronic verification. It contains all the details on a physical PAN card and can be stored on a computer or smartphone. The e-PAN card is accepted in place of a physical PAN card for various purposes, such as:

Filing Income Tax Returns (ITR)
Opening a bank account
Opening a Demat or savings account
Applying for a credit or debit card
Claiming tax refunds

You can apply for an e-PAN through the NSDL or UTIITSL portals. Additionally, you can apply and download an instant e-PAN using your Aadhaar card.

Details on an ePAN Card

The e-PAN (Electronic Permanent Account Number) card contains essential details similar to those on a physical PAN card. These details typically include:

PAN: A unique alphanumeric identifier assigned to an individual or entity for tax purposes.
Name of the PAN Card Holder: The full name of the individual or entity to whom the PAN card is issued.
Date of Birth/Incorporation: The date of birth is mentioned for individuals; the date of incorporation is provided for entities.
Photograph: A digital photograph of the PAN card holder.
Signature: A digital signature of the PAN card holder.
Father's Name: The father's name of the individual PAN card holder (applicable to individuals).
QR Code: A QR code that contains encoded information related to the PAN card.
Issue Date: The date when the PAN card was issued.
Validity: The validity period of the PAN card.
Aadhaar Number (if linked): In some cases, the Aadhaar number may also be mentioned if it is linked with the PAN card.

Difference Between ePAN and Physical PAN Card

Feature	e-PAN Card	Physical PAN Card
Format and Accessibility	Digital format: can be stored electronically on devices	Physical card: laminated plastic
	Easily accessible anytime and anywhere	Must be carried physically; susceptible to loss or damage
	Instantly downloadable upon approval	Delivered via postal service, taking several days
Application Process	Online application using Aadhaar-based e-KYC	Requires extensive application with physical documents
	Instant verification through Aadhaar OTP	Longer verification with physical document checks
Cost and Fees	Generally free or low-cost if downloaded within a certain period	Involves fee for issuance; additional charges for reissue
	No additional cost for re-downloading if lost	Requires formal application and payment for a duplicate card
Security	Password-protected PDF format ensures data security	Less secure; can be physically lost or stolen
	Cannot be physically lost; digital copies can be backed up	Physical loss requires reapplication and reissue
Usage and Acceptance	Accepted for all purposes requiring a PAN card	Universally accepted in physical and digital transactions
	Increasingly accepted in digital transactions and e-verifications	Required by some institutions for physical verification
Environmental Impact	Eco-friendly; reduces the need for physical materials and delivery	Involves plastic production and postal delivery
	Supports paperless processes; reduces carbon footprint	Higher environmental impact compared to digital alternatives

Eligibility Criteria to Apply for an E-PAN

To apply for an e-PAN, you must meet the following criteria:

You must be an Indian citizen.
You must be an individual taxpayer.
You must have an Aadhaar card.
Your Aadhaar card details must be up to date.
Your mobile number should be linked to your Aadhaar card.

The e-PAN card provides a convenient, digital alternative to the physical PAN card, making it easier to carry and use for various financial and identification purposes.

Importance of PAN Card Download PDF

The e-PAN card, or digital PAN card, offers several advantages and is crucial in modern financial and legal transactions. Here are some key reasons why having PAN Card Download PDF is important:

Easy Accessibility: A digital copy of your PAN card download PDF ensures you can access it anytime, anywhere. This is particularly useful when you need to provide your PAN card information but do not have a physical card.
Quick and Efficient Transactions: A PAN card download PDF can expedite various financial and legal transactions. Whether opening a bank account, applying for a loan, or filing taxes, having an easily accessible PAN card can streamline these processes.
Secure and Reliable: Downloading your PAN card download PDF from the official websites ensures you have a secure and reliable copy. This reduces the risk of losing your physical card or facing delays in transactions that require PAN verification.
Backup in Case of Loss: If your physical PAN card is lost or damaged, having a PAN card download PDF ensures you still have access to your important identification information. This can be crucial for continuing your financial and business activities without interruption.
Convenient Sharing: When you must share your PAN details with institutions or organizations, a PDF of the PAN card download can be easily sent via email or other digital means. This reduces the need for photocopies and physical handling of the card.
Environmental Benefits: Opting for digital documents like a PAN card download PDF helps reduce paper usage, contributing to environmental sustainability. This small step can make a significant impact when adopted widely.

In summary, a PAN card download PDF offers convenience, security, and efficiency, making it an essential practice for modern financial management.

How to Download an E-PAN Card?

Downloading an e-PAN card is simple and can be done through the NSDL, UTIITSL, or the Income Tax e-filing portal. Additionally, the option to download a PAN card download by name and date of birth provides a convenient method for accessing your PAN card details. Below is a step-by-step guide for each method.

How to Download e-PAN card using NSDL Portal?

The NSDL e PAN download service lets individuals obtain a digital copy of their Permanent Account Number (PAN) card online through the National Securities Depository Limited (NSDL) portal. NSDL PAN card download facility is categorized in two ways, i.e. PAN allotted in the last 30 days and PAN allotted older or more than 30 days. You can easily access your NSDL PAN card download PDF by logging in to the official website and following the instructions. The steps for NSDL PAN card download in both ways are summarized hereunder–

NSDL PAN card download (applicable to PAN allotted in the last 30 days)

Visit the official website of NSDL to start the NSDL e PAN download process.

Download ePAN Card - Official website of the NSDL Protean portal

Click on ‘Download e-PAN card (For PAN allotted in the last 30 days).

Download ePAN Card -NSDL Portal 2

Enter the Acknowledgment Number and Captcha Code.
Click ‘Submit’.
The following three options are available to receive OTP–
- E-mail ID; or
- Mobile Number; or
- Both

Download ePAN Card -NSDL Portal 3

Select any one of the options to receive OTP and click on ‘Generate OTP’.
OTP would be received as per the option selected.
Enter OTP and click ‘Validate’.

Download ePAN Card -NSDL Portal 4

Click on ‘Download PDF ’ after successful validation.

Download ePAN Card -NSDL Portal 6 Once you’ve completed the necessary steps, the PAN card download PDF will be readily available to save or print. The PDF file is password protected, and the password is your Date of Birth / Date of Incorporation / Date of Formation in DDMMYYYY format. PAN card download by name and date of birth is a convenient option for individuals who need to retrieve their PAN cards

NSDL PAN card download (applicable to PAN allotted older or more than 30 days)

Visit the official website of NSDL to start the NSDL e PAN download process.
Click on ‘Download e-PAN card (For PAN allotted older or more than in last 30 days).
The following details are required to be provided:
- PAN;
- The month of Birth and Year of Birth;
- GSTN (optional); and
After providing the above details, click ‘Submit’.
On clicking ‘Submit’ e-PAN card can be downloaded.

These steps can be used to download the e-PAN through the NSDL Portal. The NSDL PAN Card download facility ensures efficiency and accessibility and enables individuals to manage their financial affairs efficiently. The NSDL PAN card download service offers a seamless and efficient solution for obtaining this essential document, whether for tax filing or financial transactions.

How to Download ePAN Card via UTIITSL

PAN applicants can now download their ePANcard directly through the UTIITSL, i.e. UTI Infrastructure Technology And Service Limited website. Only the following PAN applicants can download their e-PAN card using UTIITSL:

The persons who have applied for fresh PAN through UTIITSL or
The persons who have applied for the latest PAN changes corrections or updates through UTIITSL or
The person who had earlier registered a valid and active mobile number or e-mail ID with their PAN record with the Income Tax Department.

If the applicant qualifies to download the ePANcard through UTIITSL, as per the criteria provided above, he is required to follow the below-mentioned steps:

Step 1: Go to the official UTIITSL portal.

Download ePAN Card - UTIITSL

Step 2: Scroll down and click the ‘Click to Download’ option under the ‘Download e-PAN’ tab.
Step 3: You will be redirected to a new page. Enter your PAN number, date of birth, GSTIN number if required, captcha code, and click the ‘Submit’ button.
Step 4: A link will be delivered to your registered mobile number or email ID.
Step 5: Click on the link to download the e-PAN card using the OTP.

Download ePAN Card - UTIITSL 1 Your e-PAN card will be downloaded in PDF format. It is secured with a password, which is your date of birth. Pan card download by name and date of birth provides a user-friendly solution for quick access to PAN card details. It is important to note here that downloading an ePANcard is free of cost only if the e-PAN card was issued within the last month’s time on a fresh PAN application or change/correction request. However, in any other case, the applicant willing to download the ePANcard through UTIITSL must make an online payment of INR 8.26 against every download of the ePANcard.

How to Download PAN Card via Income Tax E-Filing Website or Aadhaar Number

The facility to download an e-PAN through the Income Tax e-filing website is available for applicants who have applied for an instant e-PAN card using their Aadhaar number on the e-filing website. Follow these steps to download your e-PAN:

Step 1: Visit the official Income Tax e-filing website.
Step 2: Click the' Continue' button under the ‘Check Status/ Download PAN’ tab.
Step 3: Enter your ‘Aadhaar Number’ and click the ‘Continue’ button.
Step 4: Enter the ‘Aadhaar OTP’ sent to your Aadhaar registered mobile number and click the ‘Continue’ button.
Step 5: Your e-PAN's status will be displayed. Once the new ePANcard has been allotted, click the ‘Download e-PAN’ button to download the copy.

Your ePAN card will be downloaded in PDF format. It is secured with a password, which is your date of birth.

How to Retrieve a Lost e-PAN Card Online

Retrieving a lost ePAN card online is straightforward. Here are the steps to get a duplicate ePANcard through different portals.

Through NSDL Portal

Visit the NSDL e-Gov Portal:
Go to the official NSDL e-Gov portal.
Select the Appropriate Option:
Under the 'Quick Links' section, click ‘Download e-PAN/e-PAN XML (PANs allotted in last 30 days)’ or ‘Download e-PAN/e-PAN XML (PANs allotted before 30 days)’.
Enter Required Details:
- Choose either the ‘Acknowledgement Number’ or ‘PAN’ option.
- Enter your PAN number, Aadhaar number, date of birth/incorporation, and captcha code if you chose the PAN option. If you chose the Acknowledgement Number option, enter the Acknowledgement number, date of birth/incorporation, and captcha code.
Verify Your Identity:
- Tick the declaration box and click on ‘Generate OTP’.
- Enter the OTP received on your registered mobile number and click ‘Validate’.
Download e-PAN:
- Click on the ‘Download PDF’ button. If your free download period has expired, follow the instructions for the paid download facility, complete the payment, and then download your e-PAN.

Through UTIITSL Portal

Go to the official UTIITSL portal.
- Select ‘Download e-PAN’:
- Scroll down and click on ‘Click to Download’ under the ‘Download e-PAN’ tab.
Enter Required Details:
- Enter your PAN number, date of birth, GSTIN (if applicable), and captcha code.
- Click the ‘Submit’ button.
Verify and Download:
- A link will be sent to your registered mobile number or email ID.
- Click the link, verify using OTP, and download your e-PAN card.

Through Income Tax e-Filing Website

Visit the Income Tax e-Filing Portal:
- Go to the official Income Tax e-filing website.
- Select ‘Check Status/Download PAN’:
- Click the ' Continue ' button under the ‘Check Status/Download PAN’ tab.
Enter Aadhaar Number:
- Enter your Aadhaar number and click the ‘Continue’ button.
Verify with OTP:
- Enter the OTP sent to your Aadhaar-registered mobile number and click the ‘Continue’ button.
Download e-PAN:
- The status of your e-PAN will be displayed. If a new e-PAN has been allotted, click the ‘Download e-PAN’ button to download your ePANcard copy.

Your e-PAN card will be downloaded in PDF format and is typically password-protected with your date of birth. This process ensures you can quickly retrieve your e-PAN card without needing a physical reissue.

Brief Overview of PAN 2.0

PAN 2.0 represents a modernized approach by the Income Tax Department to issue and manage Permanent Account Numbers (PAN). It introduces e-PAN cards with a secure QR code sent directly to registered email IDs at no additional cost. There is a minimal fee if opting for a physical PAN card. PAN 2.0 aims for a fully digital PAN system that aligns with Digital India’s goals, featuring key elements such as a secure QR code, a unified digital platform, enhanced cybersecurity, eco-friendly operations, a secure PAN data vault, and advanced data analytics to combat fraud

Conclusion

In today’s digital age, acquiring your PAN card becomes easier with the NSDL e PAN download service and UTIITSL portal. Individuals can obtain electronic PAN cards through these portals with just a few simple steps. With the convenience of NSDL e PAN download, users can access their PAN cards digitally. Additionally, the option for PAN card download by name and date of birth provides a user-friendly solution for quick access to PAN card details, ensuring you have your important identification information readily available whenever needed.