Last updated: December 17th, 2019 5:42 PM

PRAN Card Application

Permanent Retirement Account Number - PRAN is a unique number provided to each subscriber under NPS. It is provided to its subscribers after completion of the registration formalities of PRAN.  The PRAN Card is a document that contains the PRAN, Subscribers name, father's name, photograph and signature/thumb impression. PRAN card is issued to persons who register under national pension scheme (NPS). NPS is governed by Pension Fund Regulatory and Development Authority (PFRDA). NSDL has entered into an agreement with PFRDA for setting a Central Book Keeping Agency (CRA) wherein all the details of members of NPS are stored. Thus, NSDL is authenticated official to issue PRAN cards. In this article, we look at the procedure for applying for PRAN Card in detail.

PRAN Card Eligibility

An Indian citizen including Non-Resident Indian (individual carrying valid Indian Passport can join NPS). The applicant must be between 18 years and 60 years at the time of submission of application. Note: OCI (Overseas Citizens of India) and PIO (Person of Indian Origin) card holders are not eligible as per standards and rules set by NPS rules

PRAN Card - Documents Required

The following documents are required for PRAN card application:

• ‘Permanent Account Number’ issued by income tax department, in case PAN card is not available then the person must possess an Aadhaar card.
• A bank account with any of the authorized banks
• Scanned copy of photograph and signature in jpeg/jpg of 4kb – 12kb.
• Debit/credit card/ internet banking information for online payment.
• Copy of Address Proof.

Registration Process of a PRAN Card

Step: 1 - Application Form

You can download the PRAN Card application form from the link below

Step: 2 - KYC Details

The application form must be filled in with the mandatory information. Choose the type of account he or she wishes to open i.e. Tier I & Tier II or Tier I only.

Note:

Tier I Account is used for long-term savings. Tier II Account is an optional account used for optional investment & withdrawal purposes from various schemes available in NPS scheme.

Step: 3 – Banking Information

The user must now enter the PAN and then mention the details of his or her bank account.

Step: 4 – Subscriber Registration

This new screen is a form where the subscriber’s details must be mentioned. The subscriber must then fill in their personal information, once this is done, an acknowledgment number would be generated, and post which the rest of the information such as mentioned below must be filled in.

• Contact Details
• Address proof details
• Bank & Other Details
• Scheme & Nomination Details
• Photo & Signature Details

Step: 5 - Registration Fee

The employee must make a contribution of Rs.500 as NPS and the payment would be completed. PRAN number would be allocated to the subscriber post the payment. The subscriber must further take a print out of the same and affix a photo and sign it.

Step: 6 – Dispatch

The subscriber must send this to the Central Record-Keeping Agency – eNPS within a period of 90 days. The address for the agency is mentioned below: Central Recordkeeping Agency (eNPS) NSDL e-Governance Infrastructure Limited, 1st Floor, Times Tower, Kamala Mills Compound, Senapati Bapat Marg, Lower Parel, Mumbai – 400 013

Step: 7 – PRAN Card

On completion of all this process, the retired employee would receive the PRAN Card in the address registered with NPS.

Check PRAN Status

The subscriber could also check the status of the PRAN card with the help of the following steps:

Step: 1 - Login

Log on to the NSDL website link https://cra-nsdl.com/CRA/pranCardStatusInput.do

Step: 2 - New Registration

The employee must now select the option ‘new registered PRAN’ and enter the PRAN number that was allotted to him or her during registration.

Step: 3 - Submission for Search

The employee enters the Captcha and clicks on ‘submit’ button. This would pull up the result on the status of registered PRAN. The employee could also call  022 – 4090 4242 or e-mail eNPS@nsdl.co.in to check the status of the PRAN.